Charlotte, NC (BlackNews.com) - A GRS Credit Specialist was informed by a new client that she was unable to open a checking account at a local credit union because her scores were below 550. The GRS Specialist confirmed that the client's denial to open a checking account was not attributed to information in Checks Systems but purely based on low credit scores.
"Like it or not, credit scores are becoming as vital to our existence as the air we breathe," says K Joseph, co-owner of GRS Credit. "People with poor credit scores are paying inflated interest rates and having to shell-out high deposits for securing utility services." For individuals with credit scores below 640, owning a home with no-money-down is becoming a cloudy dream as lenders tighten the requirements for mortgage loan approvals.
It is common knowledge that poor credit scores equate to higher interest rates. What is an unknown obstacle to people with less than perfect credit is the increasing inability to rent an apartment, obtain homeowner, renters or auto insurance or open a checking account or a utility account (water, cable, phone, electric, gas).
Tired of seeing people discouraged and hopeless due to poor credit, K Joseph and his partners made a decision to take their three-year, part-time action of helping people repair credit to the next level by launching a COMPLETE credit repair company for credit-challenged individuals. GRS Credit is in the business of addressing how the debt, which can contribute to bad credit, is reported. "People won't address their credit issues until they are faced with doing so at a moment when often times it is too late. Embarrassed, people sweep their bad credit in the closet with hopes it will go away by itself. But it won't."
As more industries rely on credit scores, it is critical for people to stop procrastinating and take action themselves, or hire professionals like GRS Credit to help them move up from the 400 - 500 credit score ranges.
"Challenging credit issues are not difficult. Getting results are," says, Monique Scott, Marketing Manager. "GRS Credit provides a complete credit repair program which challenges not only the credit agencies, but courthouses, creditors, as wells as collection agencies all in accordance with the procedures and timeframes laid out in the laws."
The six month fees are affordable for the work that GRS Credit does for its clients for a full year. If people are hesitant to deal with their credit problem because they don't know what to do, K Joseph advises, "It's like anything else in life. Acknowledge the fact you currently have an issue; find a solution to help you address the problem; make a proactive choice and do something about it; invest the time or make a temporary financial sacrifice to get it done--sooner not later."
Individuals with challenged credit are invited by GRS Credit to visit their website, www.grscredit.com and complete a FREE credit evaluation to determine if GRS Credit can help.
GRS Credit is a subsidiary of Genesis Resource Solutions, LLC based in North Carolina.
For more information visit: www.grscredit.com Press Contact: Monique – Monique@grscredit.com
Toll Free: 800-792-4417 Local: 704-625-3003
CONTACT:
Monique Scott
800-792-4417
Monique@grscredit.com
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