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The Credit Alternative Group's Credit Solutions Help African American Families with Homeownership

-- Over a period of 9 months six African American families, were able to resurrect their credit scores by tackling their credit challenges with the assistance of The Credit Alternative Group's Credit Toolkit 3.0 and other credit solutions. Using the credit toolkit, they followed a plan laid out to address their various credit issues. --

Montclair, NJ (BlackNews.com) - The Credit Alternative Group, LLC, a 17 year old New Jersey based business and consumer financial solutions and products company, today, announced its five credit management solutions are making a financial difference in the lives of African Americans across America. Lathea Morris, co-founder and co-creator of the company's credit toolkit said, "For the client looking to raise their credit score, we have developed credit management solutions to meet the client's specific budget & lifestyle needs."

Credit scores are used to determine the interest rate a consumer will pay for a mortgage, car loan, credit cards and whether or not a small business owner can get approved for a loan. It can even impact whether or not an individual is offered employment, approved for an apartment and how much premium he or she will pay for home owners and automobile insurance.

As a result of the sub-prime meltdown, today, lenders are looking for higher scores than ever before. So it's crucial consumers' credit reports reflect the highest credit score possible. Our credit management solutions give customers several options to choose from in handling their credit challenges. Either the customer could choose for us to do all or part of the work, act as a consultant or choose our self-help credit toolkit that features Ask the Credit Consultant, which includes an email feature for the user to contact us regarding follow-up on a credit issue.

Both consumers and small business owners find it easy to smartly manage their credit and improve their score using the credit toolkit. The toolkit is low cost. There are over 90 documents and tools on the CD-ROM. There is no downloading to the computer required. Just pop the CD-ROM into the drive and view the opening screen, then easily navigate the opening screen and view documents. It's that simple. Other features include Max, the easy to use credit toolkit tutorial guide, automated debt & personal financial tools and small business tools.

The professional version, Credit Toolkit 3.0 Plus!, provides financial professionals, including real estate agents, the opportunity to help their customers and prospects who have credit issues.

John M. Mayfield, Former Senior Loan Officer, Chase Home Finance, said, "Thank God for your product, it is truly revolutionary. I believe it will help every person that desires to better their credit and financial future."

Morris said, "As a result of credit tightening in 2007, we developed a new solution titled Credit Analysis Plus! This solution includes a customer's exclusive web page that contains important tools and documents based on the customer's specific financial situation and goals."

The company is offering a discount, bonus plus free shipping when the Complete Credit Management Toolkit 3.0 is purchased before February 1, 2008. Additionally, the company is offering a discount on their other credit solutions. To learn about all credit solutions, visit www.TheCreditAlternative.com or call Tiffany Coleman at 800-851-3506 Ext. 4#.


CONTACT:
Tiffany Coleman
800-851-3506 ext. 4#



 






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